Welcome to First Horizon School. By accessing or using our website, you agree to comply with and be bound by these Terms of Use. Please read them carefully before engaging with any of our materials, courses, or services. If you do not agree with these terms, you should not use our website or any of our offerings.
1. General Conditions
First Horizon School provides educational materials and online learning programs designed to enhance personal understanding of financial principles. Our content is intended solely for educational purposes and should not be interpreted as professional or personalized advice. By using our platform, you confirm that you are of legal age in your country of residence and that you will use the information provided responsibly.
2. Intellectual Property Rights
All materials published on this website — including texts, graphics, videos, and digital content — are the intellectual property of First Horizon School. You may not reproduce, distribute, modify, or publicly display any part of our content without prior written consent. Unauthorized use of any material may result in legal action.
3. User Responsibilities
Users must provide accurate and complete information when registering for courses or creating an account. You are responsible for maintaining the confidentiality of your login credentials and for all activities conducted under your account. We reserve the right to suspend or terminate access if fraudulent or harmful activity is detected.
4. Service Accessibility
While we strive to maintain continuous access to our services, technical interruptions may occasionally occur. First Horizon School does not guarantee uninterrupted availability or error-free performance of its website. Scheduled maintenance or system updates may temporarily affect accessibility.
5. Privacy and Data Protection
We value your privacy and handle all personal data in compliance with applicable laws. Information collected through our platform is used to deliver educational services, improve user experience, and ensure communication related to your enrollment. For further details, please review our Privacy Policy or contact us directly at support@firsthorihub.com.
6. Service Disclaimer
The content provided by First Horizon School is strictly for educational and informational purposes. We do not offer financial, legal, or professional advice. Our courses are designed to promote learning and understanding, not to instruct users on specific financial actions or strategies. First Horizon School shall not be held liable for any decisions made based on the interpretation or use of the information provided within our materials. Each user is solely responsible for applying the knowledge gained in a way that aligns with their own judgment and circumstances.
7. Refund Policy
Our refund policy ensures fairness while maintaining the integrity of our educational process. If you are not satisfied with your course purchase, you may request a refund within 14 days from the date of enrollment, provided that you have not completed more than 20% of the course content. Once a course is substantially accessed or completed, refunds will not be issued. All refund requests must be submitted in writing to support@firsthorihub.com. Approved refunds will be processed within 7–10 business days using the same payment method used for purchase.
8. Limitation of Liability
First Horizon School shall not be liable for any indirect, incidental, or consequential damages resulting from the use or inability to use our website or services. All users acknowledge that they are solely responsible for interpreting and applying the information obtained through our courses.
9. Modifications to the Terms
We reserve the right to update or modify these Terms of Use at any time. Changes will take effect immediately upon being posted on this page. Continued use of the website following any modification constitutes acceptance of the revised terms.
10. Contact Information
For any questions, clarifications, or formal requests regarding these Terms of Use, please contact us at:
Email: support@firsthorihub.com